You're doing $500K-$5M. Your numbers arrive on time, but they don't tell you if you can afford that $85K hire, what's killing your margin, or why cash feels tight when profit looks fine.
Most bookkeeping services for Australian businesses stop at the numbers. You've outgrown that model. Not because your bookkeeper is bad at what they do, but because what you need has shifted from record-keeping to decision support. At $800K, your books are clean and your BAS gets lodged on time. But you're making decisions in the dark.
You're about to hire your third employee. Can you afford them? A client asks for net-60 terms and you don't know what it does to your cash position. Your P&L shows revenue by service line, but you can't tell which one is profitable. Your bookkeeper sends you numbers. You need someone who tells you what they mean.
This is the stage where spreadsheets multiply faster than answers. Beyond what a bookkeeper can handle, but not at CFO scale yet. You're running operations while rebuilding the engine, and the instruments you relied on at $300K don't work at $2M. The discomfort you're feeling isn't a you problem. It's a stage problem.
A 30-minute conversation where we walk through your current setup and what you're trying to figure out. No pitch. No pressure. You'll leave with at least one thing clearer than when we started.
Comparing finance quotes gets complicated fast, chattel mortgage, lease, unsecured loan. Each one has different deduction timing and cash flow consequences. One call, twenty minutes. You know which structure works for your numbers before you sign anything.
Pulling money out for a house deposit means choosing between dividend, salary, or director's loan. Each carries different tax consequences at your marginal rate. This isn't a March question, it's a Tuesday morning one.
They've been handling client work for two years. Now you want to make it official. Director, shareholder, or employee? What happens to the profit split you've been doing informally? By Friday, you have a plan.
Your solicitor mentioned a trust structure for the commercial property you're buying through the business. Does that make sense for your situation? What does it cost to run? How does it affect your ability to pull money out later? We talk it through before you sign anything.
A $45K software bill just arrived. Pay it now or in 30 days? Where are you on profit this year? Does the deduction matter more now or later? Five minutes to answer when someone already knows your numbers.
Pulling money out for a house deposit means choosing between dividend, salary, or director's loan. Each one has different tax consequences. Which structure makes sense for your marginal rate this year? This isn't a March question. It's a Tuesday morning question.
You need one relationship with a team that's already built. Bookkeeping, controller-level insight, and CFO thinking - without the recruitment, the salaries, or the months it takes to find people who understand growth-stage businesses.
Thirty minutes on Zoom. Your entity structure, current tax position, and the decisions sitting in front of you right now. We're figuring out where you are so we know what proactive tax advice looks like for your situation specifically.
A decision comes up. You call. We already know your structure, your tax position, your cash rhythm. The advice is specific, not generic, because we're already inside your numbers, not catching up to them.
Year-round tax planning built into monthly reporting and quarterly reviews, not a June scramble.
Strategies that move the needle for $500k to $5M businesses: structure, super, timing, depreciation.
Capture every deduction you're entitled to as it happens, not reconstructed at tax time.
Text your controller when you need to know if you can afford that hire or what a price change does to margin. Same-day answers because they know your business.
Sole trader, company, or trust: the right structure modelled on your actual profit and exit plan.
Position for every available CGT concession before you sell, small business, main residence, or otherwise. Not during the sale. Before it.
Fixed monthly fee based on your revenue and complexity. No hourly billing, no surprise invoices. The fee includes your controller, monthly books, BAS, payroll, tax planning, and unlimited questions.
We work with your year-end accountant, not replace them. If you have a bookkeeper now, we take over that work and add the strategic layer they can't provide. Most clients keep their tax accountant and let us handle everything between July and June.
First month is transition. We get access to your systems, clean up anything that needs fixing, and get current. By month two, you're in the normal rhythm: books closed by the 15th, monthly call where we tell you why margin moved, what's happening with cash, and what to watch next month.
We start working with businesses at $500K revenue. Below that, you probably don't need what we do yet. As for messy: we've seen it all. Part of month one is getting your books into shape so the numbers show you where profit comes from and where cash goes.
We work primarily in Xero and QuickBooks Online. If you're on desktop software or something else, we'll tell you if it's worth moving or if we can work with what you have. Most transitions take 2-3 hours of your time spread over two weeks.
This model works for businesses that need ongoing financial clarity, not a short-term project. If you're looking for someone to clean up last year's books, we're not the right fit. If you're tired of making decisions without knowing what they'll do to cash or margin, we should talk.
No pitch deck, no hard sell. We'll take an honest look at where you are and whether we can help. One conversation to find out if this partnership fits.
